Event Start: April 8, 2025 9:00 am
Event End: April 11, 2025 8:00 pm
About Masterclass
It is now over 13 years since the onset of the global credit crisis. The world is dealing with the impact of COVID-19 which is putting many companies’ finances under severe strain. There are heightened political risks. Technology is facilitating rapid and disruptive changes in many industry sectors. The way people live, travel and work is changing. Issues such as global warming are profoundly impacting businesses.
The implications of the above, and other changes in the business environment and social changes, is that past experience may be far less reliable as an indicator of potential credit defaults and losses. So, are traditional methods of corporate credit analysis still relevant? Or is there a need to change the corporate credit analysis methodology, or at least use additional measures of risk assessment?
TRAINER FOR THIS MASTERCLASS
Malcolm Sullivan is renowned Banking expert with over 40 years of experience. He has consulted and helped more than 100 banks, finance houses management on execution of their Credit & Risk management policies. For more than twenty years, Malcom has assisted Major bankers in Africa, Asia Pacific & Major part of world on Credit assessment & Credit Risk Management. Malcom has led highly rated public seminars & in-house programs in Africa & Middle East which includes Nigeria, South Africa, Ghana, India, Kuwait, UAE, & Singapore.
WHY YOU SHOULD JOIN !
Unlock the secrets to mastering credit and risk management in an ever-evolving financial landscape!
METHODOLOGY
One core case study will be used throughout the programme, as well as other companies, to illustrate specific topics. There will be a focus on large corporates, both in developed and developing markets.
To maximise the benefit of the training we suggest that participants review background on the core case study before the course.
AIMS AND SPECIFIC OBJECTIVES ATTENDING
This highly intensive programme will provide participants with a structured approach to key questions in evaluating corporate credit risk, with an emphasis on large corporates, rather than Small – Medium Sized Enterprises, in the following areas:
- Macroeconomic environment
- Political and regulatory risks
- Industry risk
- Corporate Governance issues and business strategy
- Market indicators of a company’s performance
- Accounting manipulation
- Measuring financial performance
- Debt Capacity
- Liquidity
- Potential indicators of corporate financial distress
Who Should Attend
This training programme will be relevant to a wide range of personnel involved in Corporate financial analysis
- CEO, ED
- Credit Analyst
- Loan Syndication Manager
- CRO
- Credit Controller
- Credit Appraisal
- Risk Manager
- Portfolio Manager
- Head credit, cco
- Loan Syndication Manager
- Credit Lending
- Head of Retail Lending
SOME KEK CHALLENGES FOCUSED IN THIS MASTERCLASS INCLUDES
Limited Financial Inclusion
Many African populations lack access to traditional banking services, leading to reliance on informal credit sources with higher interest rates and less stringent credit checks.
Poor Credit History Data
The lack of comprehensive credit bureaus and robust credit reporting systems hinders the ability to accurately assess borrowers' creditworthiness.
Economic Instability
Fluctuations in currency exchange rates, commodity prices, and natural disasters can significantly impact borrowers' ability to repay loans.
High Levels of Unemployment and Poverty
Large portions of the African population live in poverty, making them more vulnerable to defaulting on loans.
Informal Sector Dominance
A significant portion of economic activity occurs in the informal sector, making it difficult to monitor and assess credit risks
Political Risk
Political instability in certain regions can disrupt economic activity and impact loan repayments.
Lack of Financial Literacy
Limited financial knowledge among borrowers can lead to poor credit decisions and increased default rates.
Collateral Challenges
Access to suitable collateral for loans can be limited in many African countries, increasing the risk for lenders. Mitigation strategies
Developing Credit Reporting Infrastructure
Establishing robust credit bureaus and improving data collection practices to better assess borrowers' creditworthiness.
Microfinance Initiatives
Providing small loans to individuals with limited access to traditional banking services, often with community-based support systems.
Mobile Banking Adoption
Leveraging mobile technology to expand financial access and improve credit monitoring.
Government Policies
Implementing policies to promote financial inclusion, improve regulatory frameworks, and address economic instability
Capacity Building
Educating lenders and borrowers about credit risk management practices and financial literacy.
Partnerships with NGO's
Collaborating with non-governmental organizations to reach underserved communities and provide credit access with appropriate risk mitigation.
Be Part of the Action, Secure Your Spot Today to Take Advantage of Exclusive Insights and Networking Opportunities!
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